Best Loans and Credit Cards in 2026 for India

Payment Term: The minimum period is 3 months and the maximum 18 months. Interest rate: The rate varies between 7.9% and 18.9% per month (149% to 698% per annum). Example of a loan: ₹1,500.00, to be paid in 12 months and interest rate of 10.15% per month (219% per year). Total of 12 installments of ₹221.77. Total amount payable equal to ₹2,661.18. This is a service to find and compare loan and credits. The conditions depend on the financial company, product, amount and loan duration.